Welcome to Feuell4Life

Personal Insurance

family protection insurance

So, what is Personal Insurance?

We always hear about people insuring their vehicles, pets, and homes but why do we never look further into protecting ourselves? Ask yourself, what would happen to your family’s financial situation if you were to die, become critically ill or if you were to be off work sick with no income?

Take a look below at how we can help protect against these risks.

critical illness cover Hertfordshire

Life Insurance

Life Insurance will payout in the event of a death or a terminal illness.

Critical Illness Cover

Critical Illness Cover will pay out in the event of a Critical Illness occurring, such as Cancer, Heart Attack or Stroke.

critical illness COVER
income protection

Income Protection

Income Protection is your sick pay cover, covering you in the event of being unable to work due to illness, sickness or accident.

Family Income Benefit

Like Life Insurance, Family Income Benefit will payout in the event of a death occurring, but instead of a lump sum payment, you will receive a monthly benefit.

bills

Frequently Asked Questions

What is Life Insurance?

If you were to die without any Life Insurance, your family could incur financial hardship. However, if you have a Life Insurance policy, you could protect your family against such hardship. Life Insurance is there to pay out in the event of your death. 

What is Income Protection?

If you were unable to work due to an accident or sickness, then Income Protection is there to protect you against such an event. So that if you are self-employed or employed, and don’t get sick pay, then Income Protection can fit that need. Thus, if you were unable to work due to ill health, you would still get an income. 

What is Critical Illness Cover?

Critical illness policies are there to cover you in the event you are diagnosed with a critical illness, the 3 main ones being, Cancer, Heart Attack or Stroke. Our policies do offer a wide variety of illnesses, to ensure you are fully protected when it comes to a critical illness occurring. Our policies can also protect your children against critical illnesses too. 

What is Family Income Benefit?

Like Life Insurance, Family Income Benefit pays out in the event of a death occurring but instead of a lump sum payout, Family Income Benefit will pay out a monthly amount, which can cover your lost loved ones’ income to the household. 

How much will it cost?

Protection Insurance is completely tailored to you, the cost of insurance is all dependent on your budget, and we tailor all our packages to ensure they fit within your budget. 

How to book an appointment?

If you would like to book an appointment, you can contact me directly, submit an enquiry on our contact us page, or click our book an appointment button at the top of the page to book an appointment slot.

Which insurance provider should I choose?

It all depends on who is the best for you, insurance providers don’t have a one size fits all product, that’s why it is so important to get insurance advice to be sure your protection needs are met with the greatest of standards. 

Do protection plans have a cash value?

The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained , then cover will lapse.