Income Protection

We provide leading Income Protection advice nationwide.

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How can Income Protection help?

This is your own sick pay scheme. This plan pays a tax-free monthly amount to replace income in event of accident or long-term sickness.

There are no listed medical conditions, it is any medical condition that will stop you working over a long term, although exclusions can apply.

Fastest Solution

3 Easy Steps To Get Covered

Book An Appointment

First thing first, contact us to get an appointment booked with us.


On the appointment we will conduct what we call a fact find, taking all the required information from yourself to create a tailored package to meet your needs.

Application Completion

Once we have discussed a package and you are happy to go ahead, we will then do all the heavy lifting and begin the application process to get you covered.

Why should I get Income Protection?

Have you ever considered what you would do if you could not work due to being ill? If your income was reduced drastically, could you afford to pay your bills, mortgage and afford food?

Could you survive on statutory sick pay? If the answer to those questions is no, then a discussion about Income Protection is going to be key.

If you are unable to work and have got Income Protection, a successful claim would pay out a monthly tax-free income. This will continue until you recover, retire, pass away, end of benefit period or the policy comes to an end.

The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained , then cover will lapse.


Frequently Asked Questions

What is Life Insurance?

If you were to die without any Life Insurance, your family could incur financial hardship. However, if you have a Life Insurance policy, you could protect your family against such hardship. Life Insurance is there to pay out in the event of your death. 

What is Income Protection?

If you were unable to work due to an accident or sickness, then Income Protection is there to protect you against such an event. So that if you are self-employed or employed, and don’t get sick pay, then Income Protection can fit that need. Thus, if you were unable to work due to ill health, you would still get an income. 

What is Critical Illness Cover?

Critical illness policies are there to cover you in the event you are diagnosed with a critical illness, the 3 main ones being, Cancer, Heart Attack or Stroke. Our policies do offer a wide variety of illnesses, to ensure you are fully protected when it comes to a critical illness occurring. Our policies can also protect your children against critical illnesses too. 

What is Family Income Benefit?

Like Life Insurance, Family Income Benefit pays out in the event of a death occurring but instead of a lump sum payout, Family Income Benefit will pay out a monthly amount, which can cover your lost loved ones’ income to the household. 

How much will it cost?

Protection Insurance is completely tailored to you, the cost of insurance is all dependent on your budget, and we tailor all our packages to ensure they fit within your budget. 

How to book an appointment?

If you would like to book an appointment, you can contact me directly, submit an enquiry on our contact us page, or click our book an appointment button at the top of the page to book an appointment slot.

Which insurance provider should I choose?

It all depends on who is the best for you, insurance providers don’t have a one size fits all product, that’s why it is so important to get insurance advice to be sure your protection needs are met with the greatest of standards. 

Do protection plans have a cash value?

The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained , then cover will lapse.