Critical Illness Cover

We provide leading Critical Illness Cover advice nationwide.

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critical illness COVER

How can Critical Illness Cover help?

Critical Illness Cover provides you with a lump sum of money if you are diagnosed with certain illnesses or disabilities.

You can provide financial security for your dependents with life cover.

The kinds of illnesses that are covered are usually long-term and very serious conditions such as a heart attack or stroke, loss of arms or legs, or diseases like cancer, multiple sclerosis or Parkinson’s disease. One in two people will be diagnosed with some form of cancer in their lifetime.

Long term, serious illnesses can have a massive impact on your income. This lump sum payment will provide a sum of money to spend on things like everyday expenses, paying off your mortgage or your medical expenses.

Critical Illness plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document if you go ahead with the plan.

Fastest Solution

3 Easy Steps To Get Covered

Book An Appointment

First thing first, contact us to get an appointment booked with us.


On the appointment we will conduct what we call a fact find, taking all the required information from yourself to create a tailored package to meet your needs.

Application Completion

Once we have discussed a package and you are happy to go ahead, we will then do all the heavy lifting and begin the application process to get you covered.

Why should I get Critical Illness Cover?

Critical Illness Cover is an insurance policy created to help people financially when suffering from a Critical Illness. Our team here at Feuell4Life understands that when you or a family member have been diagnosed with a Critical Illness, it can be an upsetting and worrying time; the last thing you want to do is add a financial burden to your worries.

Critical Illness Cover is a way to get a financial lump sum payout that you would receive should you survive and need help with paying off finances such as medical bills and mortgage debt, but fundamentally you can choose how you would like to spend your money.

You may still have a constant income while you or your family member are sick; for example, your employer may pay sick pay, but more often than not, this isn’t enough to cover bills and medical expenses by taking out Critical Illness Cover, you are giving yourself a lifeboat & best chance, should anything happen.

The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained , then cover will lapse.

critical illness cover Hertfordshire

Frequently Asked Questions

What is Life Insurance?

If you were to die without any Life Insurance, your family could incur financial hardship. However, if you have a Life Insurance policy, you could protect your family against such hardship. Life Insurance is there to pay out in the event of your death. 

What is Income Protection?

If you were unable to work due to an accident or sickness, then Income Protection is there to protect you against such an event. So that if you are self-employed or employed, and don’t get sick pay, then Income Protection can fit that need. Thus, if you were unable to work due to ill health, you would still get an income. 

What is Critical Illness Cover?

Critical illness policies are there to cover you in the event you are diagnosed with a critical illness, the 3 main ones being, Cancer, Heart Attack or Stroke. Our policies do offer a wide variety of illnesses, to ensure you are fully protected when it comes to a critical illness occurring. Our policies can also protect your children against critical illnesses too. 

What is Family Income Benefit?

Like Life Insurance, Family Income Benefit pays out in the event of a death occurring but instead of a lump sum payout, Family Income Benefit will pay out a monthly amount, which can cover your lost loved ones’ income to the household. 

How much will it cost?

Protection Insurance is completely tailored to you, the cost of insurance is all dependent on your budget, and we tailor all our packages to ensure they fit within your budget. 

How to book an appointment?

If you would like to book an appointment, you can contact me directly, submit an enquiry on our contact us page, or click our book an appointment button at the top of the page to book an appointment slot.

Which insurance provider should I choose?

It all depends on who is the best for you, insurance providers don’t have a one size fits all product, that’s why it is so important to get insurance advice to be sure your protection needs are met with the greatest of standards. 

Do protection plans have a cash value?

The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained , then cover will lapse.